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Infertility Costs - Affording Infertility - Financing Options

Infertility costs can add up quickly. Since insurance rarely covers fertility treatments completely (and sometimes, not at all), the bills from infertility medications and procedures can become overwhelming, if you don't plan carefully. Even alternative options, like adoption, can ring up high bills. Learn more here about coping with the cost of infertility, possible options for financing treatments, and tips on budgeting, as it related to infertility.
5 Tips for Affording the Cost of Fertility Treatments
Especially with IVF, infertility costs add up quickly. Considering that some couples may need up to three IVF cycles to get pregnant, plus the unfortunate fact that even high-tech IVF is no guarantee -- it’s enough to make your head spin. Here are five tips for making the high-cost treatments more tolerable.
Step-by-Step Guide to Money Management
Infertility treatment bills can pile up quickly. Before you start treatment, it’s best to look over your budget and figure out exactly what you can afford, and what you can cut back on, if you need. This step-by-step guide to managing your money, put together by About.com’s Guide to Frugal Living Erin Huffstetler, can be a huge help.
The ARC Affordable Payment Plan™
If your doctor or fertility clinic is a member of the Advanced Reproductive Care, Inc. network, you may be eligible for the ARC Affordable Payment Plan™. This financial package offers a variety of monthly payment options, as well as a refund guarantee. (If you're not pregnant after treatment, you get your money back!) The program is not available, though, for all patients. Worth checking into!
Average Costs of Infertility Treatments
You already know that infertility treatment costs are high. But how much can you expect to pay? How much on average does one IVF cycle cost? What about IUI? This article from RESOLVE: The National Infertility Association sheds some light on the average cost of the more common treatments for infertility.
IntegraMed Shared Risk Refund Program for IVF Treatment
IVF is very expensive, and not guaranteed. IVF refund programs may help you save money on treatment, or at the very least, serve as an “insurance” if treatment fails. This site explains the IntegraMed Shared Risk Refund Program for IVF treatment.
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